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You need enough insurance to cover the following:
The structure of your home.
Your personal possessions.
The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs.
Your liability to others.
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There are many factors an insurance company uses to determine the price of your policy:
The square footage of the house and any additional structures.
Building costs in your area.
Your home's construction, materials and features.
Amount of cri
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The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the size of your house and the insurance company you buy your policy from. Here are some ways to save money.
1. Shop around.
Prices vary from company to company, so it pays to...
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If you live in a home that is considered "high-risk" or plan to move to a high-risk location, you may have difficulty obtaining an insurance policy.
What constitutes high-risk?
If your home is located in an area prone to severe weather such as hurricanes, windstorm
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There are four events that should trigger a review of your policy:
1. When your policy comes up for renewal
Don’t just automatically send a check to your insurance company. Take the time to review your coverage and call your agent with any questions or concerns that you...
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If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, which pays for judgements against you and your attorney's fees, up to an amount set in the policy. However, in our litigious society, you may want to have an extra...
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