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We are in a refinance boom. Mortgage interest rates are now at their all time low, and homeowners all over this country are taking advantage of these low rates by refinancing their existing home mortgage.
In the midst of this boom, the Internal Revenue Service has just...
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Is it too late to refinance?
The question could be "Is it too early to refinance?" given the continued slide in interest rates. In Freddie Mac's Primary Mortgage Market Survey, the 30-year fixed-rate mortgage (FRM) averaged 6.05 percent, with an average 0.7 point, for the...
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With mortgage rates hitting new lows in September, there's no shortage of people seeking to refinance. But beginning in February, the cost to refinance will increase for many homeowners.
During the past few years we have seen generally rising home values and lots of...
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It can't be true. Is another wave of refinance activity soon to be upon us? Surely everyone that owns a home has a nice low rate by now. After all, mortgage rates started falling in early 2001. Even the procrastinators should have refinanced by now.
Well folks, you'd be...
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The American title insurance industry is successfully blocking the widespread adoption of a new, competing product--a form of title-risk coverage that cuts title costs to the consumer by about half in a typical mortgage refinancing.
Meanwhile, the two biggest players in...
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Just about every homeowner knows that 2001 was the year of the Great Refi Boom, when millions of Americans took advantage of low interest rates to cut their monthly loan payments and pull out thousands of dollars of tax-free cash.
But guess what? The Internal Revenue...
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